5) Mortgage Underwriter II 

Salary: 75k plus (based on experience) 

Virtual Positions 

☑ Must be able to pass a background check       ☑ Four-year degree or equivalent experience  

☑ Full Benefit Package                                            ☑ Must be able to pass a drug test 

☑ Knowledge of financial analysis techniques    ☑ Resume needed  

Essential Duties and Responsibilities: 

• Utilize all systems in place, including automated underwriting to underwrite files in a timely manner. 
• Underwrite conventional, portfolio loans, and FHA/VA loans. 
• Underwrite simultaneous second lien/home equity loans in appropriate origination system, within approved RCC lending authority. 
• Manage expected service levels related to decision and condition clearing. 
• Update information on processing and underwriting systems to verify, add, delete or waive conditions. 
• Contact Loan Originators with the decision on the loan immediately after underwriting the file. 
• Monitor quality levels of each underwriter to ensure adherence to standards. 
• Ensure team is providing a high level of customer service to internal and external customers. 
• Determine success rate of meeting certain benchmarks, and update required team performance reports. 
• Retrieve, review, distribute, and discuss reports related to the underwriting team. 
• Monitor compliance issues, including that all team members attend required meetings and that all staff are in compliance with state and federal regulations. 
• Provide feedback to other staff and loan officers. 
• Responsible for appropriate section of HMDA Worksheet. 
• Review exception reports to ensure completion of all tasks. 
• Serve as an intermediary for loan issues with the Regional Sales Managers. 
• Actively participate in ongoing efforts to continually improve customer service for internal and external customers. 
• Perform personnel tasks for the team such as time sheets, coaching, and identifying training needs. 
• Assist in training new hires.